FSBO Tools, Forms & Resources for the LBI Real Estate Market

Required and Helpful Forms for a For Sale By Owner on LBI

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1. New Jersey Sellers Property Condition Disclosure Statement

A key form required in most NJ transactions. Even FSBO sellers must disclose known issues.
Why it matters on LBI: Flooding, storm damage, moisture intrusion, and foundation/piling issues must be accurately documented.

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2. Lead-Based Paint Disclosure (Homes Built Before 1978)

Federal law requires this form for older homes.

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3. Radon Disclosure & Testing Information

Radon isn’t as common at the shore, but disclosures are still required.

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4. Coastal Area Facility Review Act (CAFRA) Notes

Properties near dunes, wetlands, or waterways may require CAFRA awareness and permitting.

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5. Flood Zone & Elevation Documentation

Not technically a “form,” but essential FSBO materials:

• FEMA Flood Zone

• Elevation Certificate

• Flood insurance declarations

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6. FSBO Purchase & Sale Agreement

Consult an attorney to draft a sales agreement. 

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7. FSBO Offer Worksheet

Helps buyers organize:

• Price

• Contingencies

• Financing terms

• Closing date

• Deposit

• Inspection timelines

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For Sale By Owner in the LBI Real Estate Market Seller Tools

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Pricing Worksheet

Determine the right value for your home in the LBI real estate market:

• Comparable sales

• Local LBI market trends

• Adjustments for size, location, and condition

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Home Prep Checklist

• Deep clean

• Declutter

• Minor repairs

• Safety enhancements

• Flood vent & mechanical system visibility

• Exterior sand, siding, railings, and deck checks

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Photography Guide

LBI buyers expect strong imagery. Make sure you have photos taken that highlight:

• Best time of day for sunlight

• The right shots for views, decks, and beach access

• Drone images

• Interior lighting 

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Showing Preparation Checklist

Before each showing:

• Open blinds

• Turn on the lights

• Tidy outdoor spaces

• Secure valuables

• Elevate flood info, disclosures, and utility info for buyers

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FSBO Buyer Tools: What You Need to Make a Smart Purchase

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Property Due Diligence Checklist

Especially important on LBI:

• Flood zone

• Elevation

• Substantial improvement (50% rule)

• Bulkhead condition

• Piling & foundation stability

• Seasonal rental history potential

• Insurance quotes

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Inspection List

Your inspector should evaluate:

• HVAC systems elevation

• Crawlspace/piling condition

• Siding & roof wear from salt air

• Windows & doors (common for leakage)

• Decks, railings, stairs

• Exterior electrical boxes

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Mortgage & Financing Prep

Even FSBO sales require:

• Pre-approval

• Proof of funds for deposit

• Lender-required addendums

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Long Beach Island-Specific FSBO Resources

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1. Flood & Insurance Contacts

Be sure to contact a local insurance agency to obtain a flood policy quote.

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2. Local Zoning & Building Information

Be sure to check with the town and zoning officials to understand setbacks and building codes. Even if you don't plan to build, this is critical to the long term value of your investment. Once you have this information, make sure you understand how it impacts you in the LBI real estate market. 

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3. Seasonal Rental Tools

• Rental projection calculators

• Sample rental agreement

• Summer turnover checklist

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Why These Tools Matter on Long Beach Island

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LBI isn’t a typical suburban market. Be sure to understand:

• Overpricing

• Flood insurance surprises

• Missed disclosures

• Failed CO inspections

• Incorrect CAFRA assumptions

• Renovation setbacks due to the 50% rule

• Delays during the peak summer rental season

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Using the right resources is the difference between a smooth FSBO transaction and a costly mistake. Keep in mind, this is an overview of what is needed to buy and sell a home in the LBI real estate market. Consult an attorney if you plan to enter into a transaction to make sure you understand the rules, regulations, and the market value of the home.